body {
  background: var(--bg);
  color: var(--ink);
  font-family: 'DM Sans', sans-serif;
  min-height: 100vh;
  font-size: 15px;
  line-height: 1.6;
}

body::before {
  content: '';
  position: fixed; inset: 0; z-index: 0;
  background:
    radial-gradient(ellipse 60% 50% at 20% 0%, rgba(42,125,111,0.07), transparent 60%),
    radial-gradient(ellipse 40% 40% at 90% 90%, rgba(196,98,45,0.05), transparent 60%);
  pointer-events: none;
}

.app { position: relative; z-index: 1; max-width: 860px; margin: 0 auto; padding: 32px 20px 80px; }

/* ── HEADER ── */
.page-header {
  text-align: center; margin-bottom: 40px;
  animation: fadeDown 0.7s ease both;
}
.brand-lockup{ display:flex; align-items:center; justify-content:center; gap:10px; margin-bottom:8px; }
.brand-logo{ width:38px; height:38px; border-radius:10px; box-shadow:0 4px 10px rgba(28,23,20,0.08); }
.brand-logo--hero{ width:44px; height:44px; border-radius:12px; box-shadow:0 6px 14px rgba(28,23,20,0.1); }
.brand-logo svg{ width:100%; height:100%; display:block; }
.module-tag {
  display: inline-block; font-size: 11px; font-weight: 600;
  letter-spacing: 1.5px; text-transform: uppercase;
  color: var(--hope); background: var(--hope-dim);
  padding: 5px 14px; border-radius: 100px;
  border: 1px solid rgba(42,125,111,0.2);
  margin-bottom: 16px;
}
.page-title {
  font-family: 'Fraunces', serif;
  font-size: clamp(28px, 5vw, 42px);
  line-height: 1.15; letter-spacing: -0.5px;
  margin-bottom: 12px;
}
.page-title em { font-style: italic; color: var(--hope); }
.page-sub {
  font-size: 16px; color: var(--ink-soft);
  max-width: 520px; margin: 0 auto; line-height: 1.6;
}

/* ── SCREENS ── */
.screen { display: none; }
.screen.active { display: block; animation: fadeUp 0.5s ease both; }

/* ── PSYCH CHECK ── */
.psych-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 36px 40px;
  box-shadow: 0 4px 32px rgba(0,0,0,0.05);
  max-width: 620px; margin: 0 auto;
}
.psych-question {
  font-family: 'Fraunces', serif;
  font-size: 22px; line-height: 1.35;
  margin-bottom: 8px;
}
.psych-sub { font-size: 14px; color: var(--ink-soft); margin-bottom: 28px; }

.psych-options { display: flex; flex-direction: column; gap: 10px; margin-bottom: 28px; }
.psych-option {
  display: flex; align-items: flex-start; gap: 14px;
  padding: 16px 18px; border-radius: var(--radius-sm);
  border: 2px solid var(--border); cursor: pointer;
  transition: all 0.2s ease; background: var(--surface);
}
.psych-option:hover { border-color: rgba(42,125,111,0.3); background: var(--hope-dim); }
.psych-option.selected { border-color: var(--hope); background: var(--hope-light); }
.po-emoji { font-size: 22px; flex-shrink: 0; margin-top: 1px; }
.po-text { flex: 1; }
.po-label { font-size: 15px; font-weight: 600; margin-bottom: 2px; }
.po-desc { font-size: 13px; color: var(--ink-soft); }

.psych-note {
  padding: 14px 16px; border-radius: var(--radius-sm);
  background: var(--surface2); border: 1px solid var(--border);
  font-size: 13px; color: var(--ink-soft); line-height: 1.6;
  margin-bottom: 24px;
}
.psych-note strong { color: var(--ink); }

.psych-response{
  background: color-mix(in srgb, var(--hope) 10%, #fff);
  border:1px solid color-mix(in srgb, var(--hope) 26%, var(--border));
  border-radius: var(--radius-sm);
  padding:12px 14px;
  margin: 0 0 12px;
  box-shadow: var(--shadow-sm);
}
.psych-response-strong{ font-weight:800; color:var(--ink); margin-bottom:3px; font-size:14px; }
.psych-response-text{ font-size:13px; color:var(--ink-soft); line-height:1.55; }
.what-next{
  background: color-mix(in srgb, var(--calm) 9%, #fff);
  border:1px solid color-mix(in srgb, var(--calm) 24%, var(--border));
  border-radius: var(--radius-sm);
  padding:12px 14px;
  box-shadow: var(--shadow-sm);
  margin: 0 0 18px;
}
.wn-head{ margin-bottom:8px; }
.wn-title{ font-family:'Fraunces',serif; font-size:17px; color:var(--ink); margin-bottom:2px; }
.wn-sub{ font-size:12px; color:var(--ink-soft); line-height:1.5; }
.wn-step{ display:grid; grid-template-columns:28px 1fr; gap:10px; padding:8px 0; border-top:1px dashed color-mix(in srgb, var(--calm) 20%, var(--border)); }
.wn-step:first-of-type{ border-top:0; }
.wn-step-ico{ width:28px; height:28px; border-radius:999px; display:flex; align-items:center; justify-content:center; background: color-mix(in srgb, var(--calm) 14%, #fff); font-size:15px; }
.wn-step-tag{ display:inline-block; font-size:11px; font-weight:700; color:var(--calm); background: color-mix(in srgb, var(--calm) 12%, #fff); border:1px solid color-mix(in srgb, var(--calm) 25%, var(--border)); border-radius:999px; padding:2px 8px; margin-bottom:4px; }
.wn-step-title{ font-size:13px; font-weight:800; color:var(--ink); margin-bottom:2px; }
.wn-step-body{ font-size:12px; color:var(--ink-soft); line-height:1.5; }
.wn-step-link{ display:inline-block; margin-top:4px; font-size:12px; color:var(--calm); text-decoration:underline; font-weight:700; }

.btn {
  padding: 14px 28px; border-radius: 100px;
  font-size: 15px; font-weight: 600;
  font-family: 'DM Sans', sans-serif;
  cursor: pointer; transition: all 0.2s ease;
  border: none; display: inline-flex; align-items: center; gap: 8px;
}
.btn-hope { background: var(--hope); color: #fff; }
.btn-hope:hover { opacity: 0.88; transform: translateY(-2px); box-shadow: 0 6px 20px rgba(42,125,111,0.3); }
.btn-outline { background: transparent; border: 2px solid var(--border2); color: var(--ink-soft); }
.btn-outline:hover { border-color: var(--hope); color: var(--hope); }
.btn-warm { background: var(--warm); color: #fff; }
.btn-warm:hover { opacity: 0.88; transform: translateY(-2px); }
.btn-danger { background: var(--soft-red); color: #fff; }
.btn-danger:hover { opacity: 0.88; transform: translateY(-2px); }
.btn-sm { padding: 9px 18px; font-size: 13px; }
.btn-xs { padding: 6px 13px; font-size: 12px; }

/* ── PROGRESS BAR ── */
.progress-section {
  max-width: 620px; margin: 0 auto 32px;
  animation: fadeDown 0.5s ease both;
}
.progress-steps {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 8px;
}
.ps-step { display: flex; align-items: center; gap: 7px; font-size: 12px; font-weight: 600; }
.ps-dot { width: 28px; height: 28px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 12px; transition: all 0.3s; }
.ps-dot.done { background: var(--hope); color: #fff; }
.ps-dot.active { background: var(--warm); color: #fff; box-shadow: 0 0 0 4px rgba(196,98,45,0.2); }
.ps-dot.pending { background: var(--surface3); color: var(--ink-muted); }
.ps-label { color: var(--ink-soft); }
.ps-label.active { color: var(--warm); font-weight: 700; }
.ps-line { flex: 1; height: 2px; background: var(--surface3); margin: 0 8px; border-radius: 1px; }
.ps-line.done { background: var(--hope); }

/* ── DEBT INPUT ── */
.section-title {
  font-family: 'Fraunces', serif;
  font-size: 20px; margin-bottom: 6px;
}
.section-sub { font-size: 14px; color: var(--ink-soft); margin-bottom: 24px; }

.debt-list { display: flex; flex-direction: column; gap: 10px; margin-bottom: 20px; }
.debt-item {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  overflow: hidden;
  transition: all 0.2s;
}
.debt-item:hover { border-color: var(--border2); }
.debt-item-header {
  display: flex; align-items: center; gap: 12px;
  padding: 14px 16px; cursor: pointer;
}
.debt-color { width: 12px; height: 12px; border-radius: 50%; flex-shrink: 0; }
.debt-name { flex: 1; font-weight: 600; font-size: 14px; }
.debt-name-wrap{ flex:1; min-width:0; }
.debt-plan-meta{ font-size:11px; color:var(--ink-muted); margin-top:2px; font-weight:600; }
.debt-name-case{ font-size:12px; color:var(--ink-muted); font-weight:500; font-variant-numeric:tabular-nums; }
.debt-plan-focus{ padding:0 16px 10px 40px; font-size:11px; font-weight:700; color:var(--hope); letter-spacing:.02em; opacity:.85; }
.debt-amount { font-family: 'Fraunces', serif; font-size: 18px; }
.debt-amount.paid { color: var(--hope); text-decoration: line-through; opacity: 0.6; }
.debt-interest { font-size: 11px; color: var(--ink-muted); }
.debt-status-badge {
  font-size: 10px; font-weight: 700; padding: 3px 9px;
  border-radius: 100px; letter-spacing: 0.3px;
}
.dsb-active { background: var(--warm-dim); color: var(--warm); }
.dsb-plan { background: var(--calm-dim); color: var(--calm); }
.dsb-paid { background: var(--hope-dim); color: var(--hope); }
.dsb-contact { background: var(--sun-dim); color: #a07010; }
.dsb-overdue { background: rgba(201,93,74,0.14); color: var(--soft-red); }

.debt-item.plan-debt-card{ border-radius:14px; border-color:rgba(0,0,0,0.08); box-shadow:0 6px 18px rgba(28,23,20,0.05); }
.debt-item.plan-debt-card.current-card{ border-color:rgba(42,125,111,0.28); box-shadow:0 8px 22px rgba(42,125,111,0.12); background:linear-gradient(180deg, rgba(42,125,111,0.04), rgba(255,255,255,0.98)); }
.debt-item.plan-debt-card.overdue-card{ border-color:rgba(201,93,74,0.34); background:linear-gradient(180deg, rgba(201,93,74,0.06), rgba(255,255,255,0.98)); }
.debt-item.plan-debt-card.paid-card{ border-color:rgba(42,125,111,0.24); background:linear-gradient(180deg, rgba(42,125,111,0.06), rgba(255,255,255,0.98)); }
.debt-item.plan-debt-card .debt-item-header{ align-items:flex-start; }
.debt-item.plan-debt-card .debt-amount{ font-size:22px; line-height:1.05; }
.debt-item.plan-debt-card .debt-amount.paid{ text-decoration:none; opacity:.9; }

.debt-card-callout{ margin:2px 14px 8px; border:1px solid rgba(201,93,74,0.22); background:rgba(201,93,74,0.09); border-radius:10px; padding:8px 10px; }
.debt-card-callout-title{ font-size:12px; font-weight:800; color:var(--soft-red); }
.debt-card-callout-sub{ margin-top:2px; font-size:12px; color:var(--ink-soft); }
.debt-card-callout-actions{ margin-top:6px; display:flex; gap:6px; flex-wrap:wrap; }

.debt-card-actions-main{ display:flex; gap:8px; flex-wrap:wrap; align-items:center; padding:0 14px 10px; }
.debt-card-handle-panel{ margin:0 14px 10px; border:1px solid var(--border); border-radius:10px; background:var(--surface); padding:9px 10px; }
.debt-card-handle-tabs{ display:flex; gap:6px; flex-wrap:wrap; margin-bottom:8px; }
.debt-card-handle-tabs .btn.active{ background:var(--ink); color:#fff; border-color:var(--ink); }
.debt-card-handle-body{ font-size:12px; color:var(--ink-soft); line-height:1.5; }
.debt-card-handle-list{ margin:0 0 8px 16px; padding:0; }
.debt-card-handle-list li{ margin-bottom:5px; }
.debt-card-handle-actions{ display:flex; gap:8px; flex-wrap:wrap; margin-top:8px; }

.debt-admin-menu{ margin-left:auto; position:relative; }
.debt-admin-menu summary{ list-style:none; cursor:pointer; border:1px solid var(--border); border-radius:8px; padding:4px 7px; font-size:14px; color:var(--ink-muted); }
.debt-admin-menu summary::-webkit-details-marker{ display:none; }
.debt-admin-menu[open] summary{ background:var(--surface2); }
.debt-admin-pop{ position:absolute; right:0; top:30px; z-index:4; min-width:128px; border:1px solid var(--border); border-radius:10px; background:var(--surface); box-shadow:var(--shadow-md); padding:6px; display:grid; gap:4px; }
.debt-admin-pop .btn{ width:100%; justify-content:flex-start; }

.debt-details {
  padding: 0 16px 14px;
  border-top: 1px solid var(--border);
  display: none;
}
.debt-details.open { display: block; }
.debt-detail-row {
  display: flex; gap: 16px; margin-top: 12px; flex-wrap: wrap;
}
.ddr-item { flex: 1; min-width: 120px; }
.ddr-label { font-size: 11px; color: var(--ink-muted); font-weight: 600; letter-spacing: 0.5px; text-transform: uppercase; margin-bottom: 3px; }
.ddr-value { font-size: 14px; font-weight: 600; }
.debt-actions { display: flex; gap: 7px; margin-top: 14px; flex-wrap: wrap; }

.negotiation-layer{
  margin: 18px 0 20px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 14px;
}
.neg-title{
  font-family: 'Fraunces', serif;
  font-size: 20px;
  margin-bottom: 6px;
}
.negotiation-layer-compact{
  margin: 10px 0 12px;
  background: transparent;
  border: 0;
  padding: 0;
}
.neg-compact-row{
  display:flex;
  gap:8px;
  flex-wrap:wrap;
}
.neg-compact-chip{
  background: var(--surface2);
  border: 1px solid var(--border);
  border-radius: 999px;
  padding: 6px 10px;
  font-size: 12px;
  color: var(--ink-soft);
  display:flex;
  gap:6px;
  align-items:baseline;
}
.neg-compact-chip .lbl{ font-size: 11px; color: var(--ink-muted); }
.neg-compact-chip strong{ color: var(--ink); font-weight: 700; }
.neg-inline-wrap{ margin-top:10px; border-top:1px solid var(--border); padding-top:10px; }
.neg-inline-top{ display:flex; align-items:center; gap:8px; flex-wrap:wrap; }
.neg-inline-label{ font-size:12px; font-weight:700; color:var(--ink-soft); margin-right:auto; }
.neg-inline-actions{ display:flex; gap:6px; flex-wrap:wrap; }
.neg-inline-panel{ margin-top:8px; background: var(--surface2); border:1px solid var(--border); border-radius:10px; padding:10px; }

.neg-note{
  font-size: 12px;
  color: var(--ink-soft);
  line-height: 1.5;
  margin-bottom: 10px;
}
.neg-summary{
  display:grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin-bottom: 10px;
}
@media (max-width: 860px){ .neg-summary{ grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 520px){ .neg-summary{ grid-template-columns: 1fr; } }
.neg-card{
  background: var(--surface2);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 10px 11px;
}
.neg-card-num{
  font-family: 'Fraunces', serif;
  font-size: 20px;
  color: var(--ink);
  line-height: 1.1;
}
.neg-card-lbl{
  font-size: 11px;
  color: var(--ink-soft);
  margin-top: 3px;
}
.neg-list{ display:flex; flex-direction:column; gap: 10px; }
.neg-debt{
  border: 1px solid var(--border);
  border-radius: 12px;
  background: var(--surface2);
  overflow: hidden;
}
.neg-debt-head{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 8px;
  padding: 10px 12px;
  cursor:pointer;
}
.neg-debt-name{ font-weight: 700; font-size: 14px; color: var(--ink); }
.neg-debt-out{ font-size: 12px; color: var(--ink-soft); }
.neg-status{
  font-size: 10px;
  font-weight: 700;
  letter-spacing: .2px;
  border-radius: 999px;
  padding: 4px 8px;
  text-transform: uppercase;
}
.neg-status-none{ background: var(--surface3); color: var(--ink-soft); }
.neg-status-draft{ background: var(--warm-dim); color: var(--warm); }
.neg-status-sent,.neg-status-dialogue{ background: var(--calm-dim); color: var(--calm); }
.neg-status-approved{ background: var(--hope-dim); color: var(--hope); }
.neg-status-rejected{ background: var(--soft-red-dim); color: var(--soft-red); }
.neg-debt-body{ display:none; border-top: 1px solid var(--border); padding: 10px 12px 12px; }
.neg-debt.open .neg-debt-body{ display:block; }
.neg-snap{
  display:grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 8px;
  margin-bottom: 10px;
}
@media (max-width: 620px){ .neg-snap{ grid-template-columns: 1fr; } }
.neg-snap-item{ background: var(--surface); border: 1px solid var(--border); border-radius: 10px; padding: 8px 10px; }
.neg-snap-lbl{ font-size: 11px; color: var(--ink-muted); margin-bottom: 2px; }
.neg-snap-val{ font-size: 13px; font-weight: 700; color: var(--ink); }
.neg-actions{ display:flex; flex-wrap: wrap; gap: 6px; margin-bottom: 10px; }
.neg-input-grid{
  display:grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 8px;
  margin-bottom: 9px;
}
@media (max-width: 760px){ .neg-input-grid{ grid-template-columns: 1fr; } }
.neg-field{ display:flex; flex-direction:column; gap: 4px; }
.neg-field label{ font-size: 11px; color: var(--ink-soft); font-weight: 600; }
.neg-field input, .neg-field textarea{
  width:100%;
  border: 1px solid var(--border2);
  border-radius: 9px;
  padding: 8px 10px;
  font-size: 13px;
  background:#fff;
  color: var(--ink);
  font-family: 'DM Sans', sans-serif;
}
.neg-field textarea{ min-height: 64px; resize: vertical; }
.neg-subtitle{ font-size: 12px; font-weight: 700; color: var(--ink); margin: 8px 0 7px; }
.neg-warning{
  font-size: 12px;
  color: #8b2f2f;
  background: rgba(201,75,75,0.10);
  border: 1px solid rgba(201,75,75,0.25);
  border-radius: 9px;
  padding: 8px 9px;
  margin-top: 6px;
}
.neg-hint{
  font-size: 11px;
  color: var(--ink-muted);
  margin-top: 4px;
}

/* Add debt form */
.add-debt-form {
  background: var(--surface2);
  border: 2px dashed var(--border2);
  border-radius: var(--radius-sm);
  padding: 20px; margin-bottom: 20px;
  display: none;
}
.add-debt-form.open { display: block; animation: fadeUp 0.3s ease; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 14px; }
.form-group { display: flex; flex-direction: column; gap: 5px; }
.form-group.full { grid-column: 1/-1; }
.form-label { font-size: 12px; font-weight: 600; color: var(--ink-soft); letter-spacing: 0.3px; }
.form-input {
  padding: 10px 14px; border-radius: 9px;
  border: 1.5px solid var(--border2);
  background: var(--surface); font-family: 'DM Sans', sans-serif;
  font-size: 14px; color: var(--ink); outline: none;
  transition: border-color 0.2s;
}
.form-input:focus { border-color: var(--hope); }
.form-select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%236b5f55' d='M6 8L1 3h10z'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 12px center; padding-right: 32px; }
.debt-import-fields { display:grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.debt-import-fields .form-group { margin: 0; }
@media (max-width: 640px) { .debt-import-fields { grid-template-columns: 1fr; } }
.f-amount-edit-note { font-size: 12px; color: var(--ink-soft); margin-top: 4px; }

/* ── SNOWBALL PLAN ── */
.snowball-hero {
  background: linear-gradient(135deg, var(--hope), #1a5c52);
  border-radius: var(--radius); padding: 28px 32px;
  color: #fff; margin-bottom: 24px; position: relative; overflow: hidden;
}
.snowball-hero::before {
  content: '❄️';
  position: absolute; right: 24px; top: 50%; transform: translateY(-50%);
  font-size: 80px; opacity: 0.15;
}
.sh-label { font-size: 11px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; opacity: 0.7; margin-bottom: 8px; }
.sh-title { font-family: 'Fraunces', serif; font-size: 26px; margin-bottom: 4px; }
.sh-sub { font-size: 14px; opacity: 0.8; margin-bottom: 20px; }
.sh-stats { display: flex; gap: 24px; flex-wrap: wrap; }
.sh-stat { }
.sh-stat-num { font-family: 'Fraunces', serif; font-size: 28px; line-height: 1; }
.sh-stat-label { font-size: 12px; opacity: 0.7; }



/* ── PLAN SURFACE ── */
#tab-plan{ padding-bottom: 8px; }

#tab-plan .section-title#planLabel{
  font-size: 26px;
  margin-bottom: 4px;
}
#tab-plan .section-sub#planSub{
  color: var(--ink-soft);
  margin-bottom: 16px;
}

.plan-hero-card{
  background: linear-gradient(160deg, rgba(255,255,255,0.98), rgba(245,250,247,0.9));
  border: 1px solid rgba(42,125,111,0.14);
  border-radius: 18px;
  padding: 24px;
  margin-bottom: 14px;
  box-shadow: 0 10px 28px rgba(28,23,20,0.08);
}
.plan-hero-kicker{ font-size: 12px; font-weight: 700; color: var(--hope); letter-spacing: 0.06em; text-transform: uppercase; }
.plan-hero-main{ margin-top: 8px; }
.plan-hero-payoff{ font-family: 'Fraunces', serif; font-size: clamp(34px, 8vw, 44px); line-height: 1.05; color: var(--ink); }
.plan-hero-support{ font-size: 14px; color: var(--ink-soft); margin-top: 6px; }
.plan-hero-metrics{
  margin-top: 14px;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(120px, 1fr));
  gap: 10px;
}
.plan-hero-metric{
  background: rgba(255,255,255,0.75);
  border: 1px solid rgba(0,0,0,0.06);
  border-radius: 12px;
  padding: 10px 11px;
}
.plan-hero-metric-label{ font-size: 11px; color: var(--ink-muted); text-transform: uppercase; letter-spacing: 0.06em; }
.plan-hero-metric-val{ margin-top: 2px; font-size: 15px; font-weight: 700; color: var(--ink); }

.plan-method-card{
  border-radius: 14px;
  border: 1px solid var(--border);
  background: rgba(255,255,255,0.9);
  padding: 14px;
  margin-bottom: 12px;
}
.plan-method-title{ font-size: 12px; color: var(--ink-muted); text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 8px; }
.plan-method-help{ margin-top: 8px; margin-bottom: 0 !important; }
.plan-method-compare{ margin-top:6px; font-size:12px; color:var(--ink-muted); }

.plan-focus-card{
  border-radius: 16px;
  border: 1px solid rgba(196,98,45,0.20);
  background: linear-gradient(180deg, rgba(196,98,45,0.06), rgba(255,255,255,0.96));
  padding: 18px;
  margin-bottom: 14px;
}
.plan-focus-title{ font-family: 'Fraunces', serif; font-size: 20px; margin-bottom: 3px; }
.plan-focus-sub{ font-size: 13px; color: var(--ink-soft); margin-bottom: 12px; }
.plan-focus-grid{ display: grid; grid-template-columns: 1fr auto; gap: 10px; align-items: start; margin-bottom: 8px; }
.plan-focus-name{ font-size: 16px; font-weight: 800; color: var(--ink); }
.plan-focus-meta{ margin-top: 4px; font-size: 12px; color: var(--ink-soft); line-height: 1.45; }
.plan-focus-amount{ font-family: 'Fraunces', serif; font-size: 26px; color: var(--warm); text-align: right; }
.plan-focus-hint{ font-size: 12px; color: var(--ink-muted); margin: 0 0 10px; }
.plan-focus-progress{ margin: 8px 0 10px; }
.plan-focus-progress .sb-progress-bar{ height:6px; }
.plan-focus-progress .sb-progress-label{ margin-top:4px; }
.plan-focus-metrics{ display:grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap:8px; margin:8px 0 10px; }
.plan-focus-metric{ background:var(--surface); border:1px solid var(--border); border-radius:10px; padding:8px 9px; }
.plan-focus-metric-label{ font-size:10px; color:var(--ink-muted); text-transform:uppercase; letter-spacing:.06em; }
.plan-focus-metric-val{ margin-top:2px; font-size:13px; font-weight:700; color:var(--ink); }
.plan-focus-actions{ display:flex; gap:8px; flex-wrap:wrap; }
.plan-situation-banner{
  border-radius: 12px;
  border: 1px solid rgba(74,111,165,0.18);
  background: rgba(74,111,165,0.07);
  padding: 9px 11px;
  margin-bottom: 10px;
}
.plan-situation-title{ font-size: 12px; font-weight: 800; color: var(--ink); margin-bottom: 2px; }
.plan-situation-sub{ font-size: 11px; color: var(--ink-soft); line-height: 1.45; }
.plan-consequence-box{
  border-radius: 12px;
  border: 1px solid rgba(201,93,74,0.18);
  background: rgba(201,93,74,0.05);
  padding: 8px 10px;
  margin-bottom: 10px;
}
.plan-consequence-title{ font-size: 11px; font-weight: 800; color: var(--ink); margin-bottom: 4px; text-transform: uppercase; letter-spacing: .04em; }

/* -- PLAN CONSEQUENCE (pce) - ny versjon -- */
.pce-title {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .07em;
  color: var(--ink-muted);
  margin-bottom: 10px;
}
.pce-hero {
  text-align: center;
  padding: 10px 0 12px;
  border-bottom: 1px solid var(--border);
  margin-bottom: 4px;
}
.pce-hero-label {
  font-size: 12px;
  color: var(--ink-soft);
  margin-bottom: 2px;
}
.pce-hero-value {
  font-family: 'Fraunces', serif;
  font-size: 28px;
  line-height: 1.1;
  color: var(--hope);
  font-weight: 700;
}
.pce-hero-sub {
  font-size: 12px;
  color: var(--ink-muted);
  margin-top: 2px;
}
.pce-row {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 9px 0;
  border-top: 1px solid var(--border);
}
.pce-row--warn { opacity: 0.78; }
.pce-row-icon {
  font-size: 17px;
  width: 22px;
  flex-shrink: 0;
  margin-top: 1px;
}
.pce-row-body { flex: 1; min-width: 0; }
.pce-row-label {
  font-size: 12px;
  color: var(--ink-soft);
  margin-bottom: 1px;
}
.pce-row-value {
  font-size: 16px;
  font-weight: 700;
  color: var(--ink);
  line-height: 1.2;
}
.pce-row-sub {
  font-size: 11px;
  color: var(--ink-muted);
  margin-top: 1px;
  line-height: 1.4;
}
.pce-row-value.pce-green { color: var(--hope); }
.pce-row-value.pce-orange { color: var(--warm); }
.pce-row-value.pce-muted { color: var(--ink-soft); font-weight: 400; font-size: 13px; }
.pce-cta-btn {
  background: none;
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 4px 10px;
  font-size: 12px;
  color: var(--ink-soft);
  cursor: pointer;
  white-space: nowrap;
  align-self: center;
}
.pce-cta-btn:hover { border-color: var(--hope); color: var(--hope); }
.pce-progress {
  border-top: 1px solid var(--border);
  padding-top: 10px;
  margin-top: 4px;
}
.pce-progress-labels {
  display: flex;
  justify-content: space-between;
  font-size: 10px;
  color: var(--ink-muted);
  margin-bottom: 5px;
}
.pce-progress-pct { font-weight: 700; color: var(--ink-soft); }
.pce-progress-track {
  height: 7px;
  background: rgba(0,0,0,0.07);
  border-radius: 99px;
  overflow: hidden;
}
.pce-progress-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--hope) 0%, #7abf8f 100%);
  border-radius: 99px;
  transition: width 0.6s ease;
  min-width: 4px;
}


/* -- Context warnings on debt cards (priority + rente) -- */
.debt-context-warn {
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  padding: 9px 11px;
  margin: 8px 14px 10px;
  font-size: 12px;
  line-height: 1.5;
  color: var(--ink-soft);
  background: var(--surface2);
}
.debt-context-warn--priority {
  border-left: 3px solid var(--warn-accent, var(--border2));
  background: rgba(0,0,0,0.02);
}
.debt-context-warn__title {
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 2px;
}
.debt-context-warn__body { color: var(--ink-soft); }

.debt-rate-warning { margin: 8px 14px 10px; }
.debt-rate-warning--feil {
  background: rgba(196, 98, 45, 0.10);
  border-color: rgba(196, 98, 45, 0.30);
}
.debt-rate-warning--advarsel {
  background: rgba(196, 98, 45, 0.06);
  border-color: rgba(196, 98, 45, 0.20);
}
.debt-rate-warning--tips {
  background: rgba(74, 111, 165, 0.06);
  border-color: rgba(74, 111, 165, 0.18);
}
.drw-top {
  display: flex;
  align-items: center;
  gap: 6px;
  margin-bottom: 4px;
}
.drw-ico { font-size: 13px; flex-shrink: 0; }
.drw-tekst {
  font-weight: 700;
  color: var(--ink);
}
.drw-tips { color: var(--ink-soft); margin-left: 19px; }
.drw-btn {
  background: none;
  border: none;
  color: var(--calm);
  font-size: 12px;
  font-weight: 600;
  cursor: pointer;
  padding: 4px 0 0;
  margin-left: 19px;
  display: block;
}
.drw-btn:hover { text-decoration: underline; }

.plan-consequence-row{ display:grid; grid-template-columns: 98px 1fr; align-items:baseline; gap:7px; font-size:11px; color:var(--ink-soft); margin-bottom:2px; }
.plan-consequence-row strong{ color: var(--ink); text-align:left; }
.plan-empty-state{
  border-radius: 16px;
  border: 1px solid rgba(42,125,111,0.2);
  background: linear-gradient(180deg, rgba(42,125,111,0.07), rgba(255,255,255,0.95));
  padding: 16px;
  margin-bottom: 12px;
}
.plan-empty-title{ font-family:'Fraunces',serif; font-size: 22px; margin-bottom: 4px; color: var(--ink); }
.plan-empty-sub{ font-size: 13px; color: var(--ink-soft); margin-bottom: 10px; }
.plan-empty-steps{ margin: 0 0 12px 18px; color: var(--ink-soft); font-size: 13px; line-height: 1.5; }
.debt-form-tip{ font-size:12px; color: var(--ink-soft); margin: 0 0 10px; }
.debt-form-core{ grid-column: 1 / -1; display:grid; grid-template-columns: 1fr 1fr; gap:12px; margin-bottom: 12px; }
.debt-form-advanced{ grid-column: 1 / -1; margin: 2px 0 12px; border: 1px solid var(--border); border-radius: 10px; padding: 8px 10px; background: rgba(255,255,255,0.7); }
.debt-form-advanced > summary{ cursor:pointer; font-size: 12px; font-weight: 700; color: var(--ink); }
@media (max-width:760px){ .debt-form-core{ grid-template-columns: 1fr; } }

.plan-summary-wrap{ margin: 0 0 10px; }
#tab-plan #summaryStrip.summary-strip{
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(120px, 1fr));
  gap: 8px;
}
#tab-plan .sum-card{
  background: rgba(255,255,255,0.8);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 10px 11px;
}
#tab-plan .sum-num{ font-family: 'Fraunces', serif; font-size: 22px; line-height: 1.1; color: var(--ink); }
#tab-plan .sum-label{ margin-top: 2px; font-size: 11px; color: var(--ink-muted); text-transform: uppercase; letter-spacing: 0.06em; }
#summaryStripMeta{ margin-top: 8px; font-size: 12px; color: var(--ink-muted); }
.plan-method-row{ display:flex; align-items:center; justify-content:space-between; gap:10px; margin:4px 0 8px; }
.plan-method-title-inline{ font-size:11px; color:var(--ink-muted); text-transform:uppercase; letter-spacing:.06em; }

/* ── PLAN CHART ── */
.plan-chart-card{
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 15px;
  padding: 0;
  margin-top: 0;
  overflow: hidden;
  box-shadow: 0 4px 18px rgba(28,23,20,0.05);
}
.plan-chart-head{
  display:flex; align-items:center; justify-content:space-between;
  gap:12px; padding: 14px 16px 0;
}
.plan-chart-title{ font-family: 'Fraunces', serif; font-weight: 400; font-size: 15px; color: var(--ink); letter-spacing: 0.01em; }
.plan-chart-meta{ font-size: 11px; color: var(--ink-muted); text-align: right; max-width: 200px; line-height: 1.4; }
.plan-chart-kpi { display: flex; gap: 0; padding: 10px 16px 10px; border-bottom: 1px solid var(--border); }
.kpi-item { flex: 1; padding: 0 10px 0 0; }
.kpi-item + .kpi-item { border-left: 1px solid var(--border); padding-left: 10px; }
.kpi-val { font-family: 'Fraunces', serif; font-size: 20px; font-weight: 300; color: var(--ink); line-height: 1; margin-bottom: 3px; }
.kpi-val.hope { color: var(--hope); }
.kpi-val.warn { color: var(--soft-red); }
.kpi-label { font-size: 10px; color: var(--ink-muted); text-transform: uppercase; letter-spacing: 0.08em; }
.plan-chart-svg-wrap { padding: 8px 8px 0; background: linear-gradient(180deg, rgba(42,125,111,0.02) 0%, rgba(255,255,255,0) 60%); }
.plan-chart-legend{ display:flex; gap:16px; align-items:center; flex-wrap:wrap; padding: 10px 16px 12px; border-top: 1px solid var(--border); }
.legend-item{ display:flex; gap:7px; align-items:center; font-size:11px; color: var(--ink-muted); }
.legend-swatch{ width: 24px; height: 3px; border-radius: 2px; }
.legend-swatch.plan{ background: var(--chart-down); }
.legend-swatch.nopay{ background: var(--chart-up); opacity:0.7; }
.legend-swatch.actual{ background: var(--chart-actual); }
.plan-chart-note{ font-size: 11px; color: var(--ink-muted); padding: 0 16px 14px; line-height: 1.5; }

.plan-timeline-card{ margin-top: 12px; }
.plan-secondary-toggles{ display:flex; gap:8px; flex-wrap:wrap; margin:10px 0 12px; }
.snowball-timeline { display: flex; flex-direction: column; gap: 10px; margin-bottom: 0; }
.sb-item {
  background: rgba(255,255,255,0.85);
  border: 1px solid var(--border);
  border-radius: 13px;
  overflow: hidden;
  transition: all 0.2s;
}
.sb-item.current { border-color: rgba(196,98,45,0.35); background: linear-gradient(180deg, rgba(196,98,45,0.06), rgba(255,255,255,0.94)); box-shadow: 0 6px 18px rgba(196,98,45,0.09); }
.sb-item.completed { opacity: 0.52; }
.sb-header { display: flex; align-items: center; gap: 12px; padding: 12px 14px; }
.sb-number {
  width: 26px; height: 26px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 11px; font-weight: 700; flex-shrink: 0;
}
.sb-num-active { background: rgba(196,98,45,0.16); color: var(--warm); border: 1px solid rgba(196,98,45,0.32); }
.sb-num-done { background: rgba(42,125,111,0.14); color: var(--hope); border: 1px solid rgba(42,125,111,0.26); }
.sb-num-pending { background: rgba(74,111,165,0.08); color: var(--ink-muted); border: 1px solid rgba(74,111,165,0.18); }
.sb-info { flex: 1; min-width: 0; }
.sb-name { font-size: 14px; font-weight: 700; }
.sb-meta { font-size: 12px; color: var(--ink-soft); margin-top: 1px; }
.sb-amount { font-family: 'Fraunces', serif; font-size: 17px; text-align: right; }
.sb-months { font-size: 11px; color: var(--ink-muted); text-align: right; }
.sb-progress-wrap { padding: 0 14px 12px; }
.sb-progress-bar { height: 5px; background: var(--surface2); border-radius: 3px; overflow: hidden; }
.sb-progress-fill { height: 100%; border-radius: 3px; transition: width 1s ease; }
.sb-progress-label { display: flex; justify-content: space-between; font-size: 11px; color: var(--ink-muted); margin-top: 5px; }
.sb-focus-label { font-size: 11px; font-weight: 700; color: var(--hope); letter-spacing: 0.03em; margin: 2px 0 0 40px; opacity: 0.82; }

.prio-badge {
  display: inline-block;
  font-size: 10px;
  font-weight: 700;
  padding: 2px 7px;
  border-radius: 100px;
  margin: 3px 0 2px;
  letter-spacing: 0.01em;
  opacity: 0.9;
}

.sb-priority-warn {
  padding: 7px 11px;
  font-size: 11px;
  line-height: 1.45;
  background: rgba(0,0,0,0.02);
  margin: 0 10px 8px;
  border-radius: 7px;
}

.plan-advanced{
  margin-top: 12px;
  border: 1px solid var(--border);
  border-radius: 12px;
  background: rgba(255,255,255,0.8);
  padding: 10px 12px;
}
.plan-advanced > summary{
  cursor: pointer;
  list-style: none;
  font-size: 13px;
  color: var(--ink-soft);
  font-weight: 700;
}
.plan-advanced > summary::-webkit-details-marker{ display:none; }
.plan-advanced-body{ margin-top: 10px; }
.plan-muted-note{ font-size: 12px; color: var(--ink-muted); margin-top: 8px; line-height: 1.5; }


/* ── CREDITOR LETTER ── */
.letter-card {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 28px 32px;
  margin-bottom: 16px;
}
.letter-header { display: flex; align-items: flex-start; justify-content: space-between; margin-bottom: 20px; gap: 16px; }
.letter-to { font-size: 13px; color: var(--ink-soft); margin-bottom: 4px; }
.letter-creditor { font-family: 'Fraunces', serif; font-size: 20px; }
.letter-type-badge { font-size: 11px; font-weight: 700; padding: 4px 12px; border-radius: 100px; background: var(--calm-dim); color: var(--calm); border: 1px solid rgba(74,111,165,0.2); white-space: nowrap; }

.letter-body {
  background: var(--surface2); border: 1px solid var(--border);
  border-radius: var(--radius-sm); padding: 20px 22px;
  font-size: 14px; line-height: 1.8; color: var(--ink-soft);
  margin-bottom: 16px; white-space: pre-line;
}
.letter-body strong { color: var(--ink); }
.letter-editable { border: 2px solid rgba(74,111,165,0.3); background: rgba(74,111,165,0.03); }
.letter-editable:focus { outline: none; border-color: var(--calm); }
.letter-editable[contenteditable="true"] { cursor: text; }

.letter-actions { display: flex; gap: 8px; flex-wrap: wrap; }

.template-selector { display: flex; gap: 8px; margin-bottom: 20px; flex-wrap: wrap; }
.template-btn {
  padding: 7px 14px; border-radius: 100px; font-size: 12px; font-weight: 600;
  border: 1.5px solid var(--border2); background: var(--surface);
  cursor: pointer; transition: all 0.2s; font-family: 'DM Sans', sans-serif;
  color: var(--ink-soft);
}
.template-btn.active { background: var(--calm-dim); border-color: var(--calm); color: var(--calm); }

/* ── WEEKLY CHECK-IN ── */

.mood-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-bottom: 24px; }
.mood-option {
  padding: 14px 10px; border-radius: var(--radius-sm);
  border: 2px solid var(--border); cursor: pointer;
  transition: all 0.2s; text-align: center; background: var(--surface);
}
.mood-option:hover { border-color: var(--hope); background: var(--hope-dim); }
.mood-option.selected { border-color: var(--hope); background: var(--hope-light); }
.mood-emoji { font-size: 28px; display: block; margin-bottom: 6px; }
.mood-label { font-size: 12px; font-weight: 600; }

.win-input-wrap { display: flex; gap: 8px; }
.win-input {
  flex: 1; padding: 10px 14px; border-radius: 9px;
  border: 1.5px solid var(--border2); background: var(--surface);
  font-family: 'DM Sans', sans-serif; font-size: 14px; outline: none;
  transition: border-color 0.2s;
}
.win-input:focus { border-color: var(--hope); }
.win-add-btn {
  width: 40px; height: 40px; border-radius: 50%;
  background: var(--hope); border: none; color: #fff;
  font-size: 20px; cursor: pointer; display: flex; align-items: center; justify-content: center;
  transition: all 0.2s; flex-shrink: 0;
}
.win-add-btn:hover { opacity: 0.85; transform: scale(1.05); }
.wins-list { display: flex; flex-direction: column; gap: 6px; margin-top: 10px; }
.win-item {
  display: flex; align-items: center; gap: 10px;
  padding: 8px 12px; background: var(--hope-dim);
  border: 1px solid rgba(42,125,111,0.2); border-radius: 8px;
  font-size: 13px; color: var(--hope);
}

/* ── VICTORY ── */
.victory-screen {
  text-align: center; padding: 40px 20px;
}
.victory-emoji { font-size: 80px; display: block; margin-bottom: 20px; animation: bounce 1s ease infinite alternate; }
.victory-title { font-family: 'Fraunces', serif; font-size: 36px; margin-bottom: 8px; color: var(--hope); }
.victory-sub { font-size: 16px; color: var(--ink-soft); margin-bottom: 32px; max-width: 400px; margin-left: auto; margin-right: auto; }

::-webkit-scrollbar { width: 4px; }
::-webkit-scrollbar-track { background: transparent; }
::-webkit-scrollbar-thumb { background: var(--border2); border-radius: 2px; }
.hidden { display: none !important; }


/* ─── NEW: Micro notes / plan controls / modal ─────────── */
.micro-note {
  display:flex; flex-wrap:wrap; gap:10px;
  font-size:12px; color: var(--ink-muted);
  margin: 10px 0 18px;
}
.micro-note span {
  background: rgba(0,0,0,0.03);
  border: 1px solid rgba(0,0,0,0.06);
  padding: 6px 10px;
  border-radius: 999px;
}


.disclaimer-card{
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 18px;
  box-shadow: 0 10px 26px rgba(0,0,0,0.06);
  margin: 14px 0 18px;
}
.disclaimer-title{
  display:flex; align-items:center; gap:10px;
  font-weight: 900;
  color: var(--ink);
  margin-bottom: 10px;
}
.disclaimer-title .pill{
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  color: var(--calm);
  background: var(--calm-dim);
  border: 1px solid rgba(74,111,165,0.22);
  padding: 4px 10px;
  border-radius: 999px;
}
.disclaimer-list{
  display:grid;
  grid-template-columns: 1fr;
  gap: 8px;
  color: var(--ink-soft);
  font-size: 13px;
  line-height: 1.55;
}
.disclaimer-item{
  display:flex; gap:10px; align-items:flex-start;
}
.disclaimer-item .icon{ width: 18px; flex: 0 0 18px; margin-top: 1px; }
.disclaimer-item strong{ color: var(--ink); }

.onboarding-policy-links{
  display:flex;
  flex-wrap:wrap;
  gap:10px 14px;
  margin-top:10px;
}
.onboarding-policy-link{
  background:none;
  border:none;
  padding:0;
  margin:0;
  cursor:pointer;
  font: inherit;
  font-size:12px;
  font-weight:600;
  color:var(--calm);
  text-decoration:underline;
  text-underline-offset:2px;
}
.onboarding-policy-link:hover{ color:var(--ink); }

.plan-controls {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 14px 16px;
  margin: 0 0 14px;
}
.plan-controls .pc-row {
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
@media (max-width: 860px) {
  .plan-controls .pc-row { grid-template-columns: 1fr; }
}
.pc-label { font-size:12px; color: var(--ink-muted); margin-bottom:8px; }
.segmented {
  display:inline-flex;
  border: 1px solid rgba(0,0,0,0.10);
  border-radius: 999px;
  overflow:hidden;
  background: rgba(0,0,0,0.02);
}
.seg-btn{
  border:0; background:transparent;
  padding: 10px 14px;
  font-weight:700;
  font-size:13px;
  color: var(--ink-soft);
  cursor:pointer;
}
.seg-btn.active{
  background: var(--hope);
  color:#fff;
}
.pc-help { margin-top:8px; font-size:12px; color: var(--ink-muted); line-height:1.5; }
.slider-row { display:flex; align-items:center; gap:10px; }
.slider-row input[type="range"]{ width: 100%; }
.pc-value { font-weight:800; color: var(--ink); min-width: 84px; text-align:right; }
.est-note {
  margin-top: 10px;
  font-size: 12px;
  color: var(--ink-muted);
  text-align: center;
}


/* Psych callout (no innerHTML needed) */
.psych-callout{
  border-radius: 11px;
  padding: 16px 18px;
  margin-bottom: 20px;
  font-size: 14px;
  line-height: 1.6;
  color: var(--ink-soft);
  border: 1px solid rgba(0,0,0,0.12);
  background: rgba(0,0,0,0.03);
}
.psych-callout-title{
  display:block;
  margin-bottom: 6px;
  font-weight: 900;
}
.psych-callout-line + .psych-callout-line{ margin-top: 6px; }
.psych-callout-list{ margin: 10px 0 0 18px; }
.psych-callout-foot{
  margin-top: 10px;
  font-size: 12px;
  color: var(--ink-muted);
}

.psych-callout--warm{
  background: rgba(196,98,45,0.08);
  border-color: rgba(196,98,45,0.20);
}
.psych-callout--warm .psych-callout-title{ color: var(--warm); }

.psych-callout--hope{
  background: rgba(42,125,111,0.08);
  border-color: rgba(42,125,111,0.20);
}
.psych-callout--hope .psych-callout-title{ color: var(--hope); }

.psych-callout--calm{
  background: rgba(74,111,165,0.08);
  border-color: rgba(74,111,165,0.20);
}
.psych-callout--calm .psych-callout-title{ color: var(--calm); }

/* Payment modal */
.modal-backdrop{
  position:fixed; inset:0;
  background: rgba(15, 18, 25, 0.45);
  display:none;
  align-items:center;
  justify-content:center;
  z-index: 500;
  padding: 18px;
}
.modal-backdrop.open{ display:flex; }
.modal{
  width: min(520px, 100%);
  background: var(--surface);
  border: 1px solid rgba(0,0,0,0.10);
  border-radius: 18px;
  box-shadow: 0 18px 55px rgba(0,0,0,0.22);
  overflow:hidden;
}
.modal-header{
  padding: 16px 18px 12px;
  border-bottom: 1px solid var(--border);
}
.modal-title{ font-family: "Fraunces", serif; font-size: 18px; margin:0; color: var(--ink); }
.modal-sub{ font-size: 13px; color: var(--ink-muted); margin-top:4px; }
.modal-body{ padding: 16px 18px; }
.modal-body .form-label{ margin-top: 0; }
.modal-actions{
  display:flex; gap: 10px; justify-content:flex-end;
  padding: 14px 18px 18px;
  border-top: 1px solid var(--border);
}
.modal-footer{
  display:flex;
  justify-content:flex-end;
  gap:10px;
  padding:14px 18px;
  border-top:1px solid var(--border);
  background:var(--surface);
}
.modal--payment{
  display:flex;
  flex-direction:column;
  max-height:min(92dvh, 680px);
}
.modal--payment .modal-body{
  overflow:auto;
}
.payment-modal-footer{
  position:sticky;
  bottom:0;
  z-index:1;
}
@media (max-width:760px){
  .modal--payment{ max-height:96dvh; }
}

/* Confirm / Text / Celebrate modal extras */
.cm-message{ white-space: pre-line; font-size: 14px; color: var(--ink-soft); line-height: 1.6; }

.tm-text{
  width: 100%;
  min-height: 220px;
  resize: vertical;
  border-radius: 14px;
  border: 1px solid rgba(0,0,0,0.10);
  background: rgba(0,0,0,0.02);
  padding: 12px 12px;
  font-size: 13px;
  line-height: 1.5;
  font-family: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;
  color: var(--ink);
}
.tm-actions{ margin-top: 10px; display:flex; justify-content:flex-end; }

.modal--celebrate{
  width: min(520px, 100%);
  text-align: center;
}
.celebrate-top{
  padding: 22px 18px 10px;
  border-bottom: 1px solid var(--border);
}
.celebrate-icon{
  width: 56px; height: 56px;
  margin: 0 auto 10px;
  display:flex; align-items:center; justify-content:center;
  border-radius: 16px;
  background: rgba(42,125,111,0.10);
  font-size: 28px;
}
.celebrate-head{ font-weight: 900; color: var(--ink); margin-top: 6px; }
.celebrate-body{ color: var(--ink-soft); line-height: 1.7; font-size: 14px; }




.pm-split{
  margin-top: 12px;
  display:flex;
  gap: 10px;
  align-items:center;
  flex-wrap: wrap;
}
.pm-mini{
  font-size: 12px;
  color: var(--ink-muted);
}
.pm-multi{
  margin-top: 12px;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid rgba(0,0,0,0.10);
  background: rgba(0,0,0,0.02);
}
.pm-multi-head{
  font-weight: 900;
  font-size: 13px;
  color: var(--ink);
  margin-bottom: 4px;
}
.pm-multi-sub{
  font-size: 12px;
  color: var(--ink-muted);
  line-height: 1.5;
  margin-bottom: 10px;
}
.pm-rows{ display:flex; flex-direction:column; gap: 8px; }
.pm-row{
  display:grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 8px;
}
.pm-row .form-input{ padding: 10px 12px; }
.pm-multi-actions{
  margin-top: 10px;
  display:flex;
  gap: 8px;
  justify-content:flex-end;
  flex-wrap: wrap;
}



/* ─── ECONOMY ─────────────────────────────────────────── */
.economy-grid{ display:grid; grid-template-columns: 1fr 1fr; gap: 14px; align-items:start; }
@media (max-width: 900px){ .economy-grid{ grid-template-columns: 1fr; } }
.eco-card{ background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: 14px; }
.eco-head{ display:flex; justify-content:space-between; align-items:center; gap:12px; margin-bottom: 10px; }
.eco-title{ font-weight: 700; color: var(--ink); }
.eco-list{ display:flex; flex-direction:column; gap: 10px; }
.eco-row{ display:grid; grid-template-columns: 1.3fr 0.7fr auto; gap: 10px; align-items:center; }
@media (max-width: 520px){ .eco-row{ grid-template-columns: 1fr 1fr; } .eco-row .eco-del{ grid-column: 1 / -1; } }
.eco-row input{ padding: 10px 12px; border-radius: 12px; border: 1px solid var(--border); background: var(--surface); font-size: 14px; color: var(--ink); }
.eco-row input:focus{ outline:none; box-shadow: 0 0 0 3px rgba(42,125,111,0.18); border-color: rgba(42,125,111,0.35); }
.eco-del{ justify-self:end; }
.eco-summary-card{ background: linear-gradient(180deg, rgba(111,240,210,0.10), rgba(232,160,32,0.06)); border:1px solid var(--border); border-radius: var(--radius); padding: 12px; margin-bottom: 12px; }
.eco-summary-grid{ display:grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap:10px; }
@media (max-width: 720px){ .eco-summary-grid{ grid-template-columns: 1fr; } }
.eco-layout{ background: linear-gradient(180deg, rgba(255,255,255,0.95), rgba(249,251,252,0.95)); }
.eco-handlingsrom-hero{ border:1px solid rgba(42,125,111,0.18); border-radius: 16px; padding: 14px; margin-bottom: 12px; box-shadow: 0 6px 20px rgba(28,23,20,0.05); }
.eco-hero-title{ font-family: 'Fraunces', serif; font-size: 23px; color: var(--ink); line-height: 1.2; margin-bottom: 3px; }
.eco-hero-sub{ font-size: 13px; color: var(--ink-soft); margin-bottom: 8px; line-height: 1.45; }
.eco-hero-chip{ display:inline-flex; align-items:center; border-radius: 999px; padding: 5px 10px; font-size: 11px; font-weight: 800; margin-bottom: 10px; }
.eco-hero-chip-green{ background: rgba(42,125,111,0.14); color: var(--hope); border:1px solid rgba(42,125,111,0.28); }
.eco-hero-chip-yellow{ background: rgba(232,160,32,0.14); color: #8e630c; border:1px solid rgba(232,160,32,0.28); }
.eco-hero-chip-red{ background: rgba(201,75,75,0.14); color: #9a3434; border:1px solid rgba(201,75,75,0.26); }
.eco-hero-chip-neutral{ background: rgba(74,111,165,0.10); color: var(--calm); border:1px solid rgba(74,111,165,0.22); }
.eco-hero-flow{ margin-top: 8px; }
.eco-hero-flow-track{ display:flex; height:10px; border-radius:999px; overflow:hidden; background: rgba(0,0,0,0.06); }
.eco-hero-flow-out{ width:0%; background: linear-gradient(90deg, rgba(232,160,32,0.9), rgba(196,98,45,0.9)); transition: width .25s ease; }
.eco-hero-flow-debt{ width:0%; background: linear-gradient(90deg, rgba(42,125,111,0.9), rgba(74,111,165,0.9)); transition: width .25s ease; }
.eco-hero-flow-legend{ display:flex; gap:12px; flex-wrap:wrap; font-size:11px; color: var(--ink-soft); margin-top:6px; }
.eco-hero-flow-legend strong{ color: var(--ink); }
.eco-accordion{ border:1px solid var(--border); border-radius: 14px; background: var(--surface); margin-bottom: 10px; }
.eco-accordion > summary{ list-style:none; cursor:pointer; padding: 10px 12px; min-height:48px; display:flex; align-items:center; justify-content:space-between; gap: 12px; }
.eco-accordion > summary::-webkit-details-marker{ display:none; }
.eco-acc-title{ display:block; font-size:14px; font-weight:800; color: var(--ink); }
.eco-acc-sub{ display:none; }
.eco-acc-total{ font-size:16px; font-weight:900; color: var(--ink); white-space:nowrap; }
.eco-how-link{ margin-top:6px; border:none; background:none; color:var(--calm); font-size:12px; font-weight:700; padding:0; cursor:pointer; text-decoration:underline; }
.eco-how-link:hover{ color:var(--ink); }
.eco-acc-body{ padding: 0 12px 12px; border-top:1px solid rgba(0,0,0,0.06); }
.eco-debt-min-list{ display:flex; flex-direction:column; gap:6px; }
.eco-debt-min-row{ display:flex; justify-content:space-between; align-items:center; gap:8px; border:1px solid var(--border); background:var(--surface); border-radius: 10px; padding: 8px 10px; }
.eco-debt-min-name{ font-size:13px; font-weight:700; color: var(--ink); }
.eco-debt-min-meta{ font-size:11px; color: var(--ink-soft); }
.eco-debt-min-amount{ font-size:12px; font-weight:800; color: var(--ink); }

.eco-sum-item{ background: rgba(255,255,255,0.72); border:1px solid rgba(0,0,0,0.06); border-radius: 12px; padding:10px; }
.eco-sum-label{ font-size: 12px; color: var(--ink-soft); margin-bottom: 4px; }
.eco-sum-value{ font-size: 22px; font-weight: 900; color: var(--ink); line-height:1.15; }
.eco-section{ border:1px solid var(--border); border-radius: var(--radius); background: var(--surface2); padding: 12px; margin-bottom: 12px; }
.eco-section-title{ font-size: 16px; font-weight: 900; color: var(--ink); }
.eco-section-help{ font-size: 12px; color: var(--ink-soft); margin-top: 2px; margin-bottom: 10px; }
.eco-rows{ display:flex; flex-direction:column; gap: 8px; }
.eco-budget-row{ border:1px solid var(--border); border-radius: 12px; background:var(--surface); padding: 10px; }
.eco-budget-top{ display:grid; gap:8px; align-items:center; grid-template-columns: 1.3fr 0.7fr auto; }
@media (max-width: 780px){ .eco-budget-top{ grid-template-columns: 1fr 1fr; } .eco-budget-top .eco-del{ grid-column: 1 / -1; justify-self: start; } }
.eco-budget-extra{ display:grid; gap:8px; grid-template-columns: 1fr 1fr; margin-top: 8px; }
@media (max-width: 780px){ .eco-budget-extra{ grid-template-columns: 1fr; } }
.eco-budget-row input,.eco-budget-row select,.eco-budget-row textarea{
  padding: 10px 12px;
  border-radius: 10px;
  border: 1px solid var(--border);
  background: #fff;
  font-size: 14px;
  font-family: inherit;
}
.eco-budget-row textarea{ resize: vertical; min-height: 74px; }
.eco-budget-row input:focus,.eco-budget-row select:focus,.eco-budget-row textarea:focus{
  outline:none;
  box-shadow: 0 0 0 3px rgba(42,125,111,0.18);
  border-color: rgba(42,125,111,0.35);
}
.eco-account-totals{ display:flex; flex-direction:column; gap: 8px; }
.eco-account-row{
  display:flex; align-items:center; justify-content:space-between; gap:12px;
  border:1px solid var(--border);
  background:#fff;
  border-radius: 10px;
  padding: 10px 12px;
}
.eco-account-name{ font-size: 13px; color: var(--ink-soft); font-weight: 700; }
.eco-account-value{ font-size: 15px; color: var(--ink); font-weight: 900; }
.eco-account-head{ display:flex; justify-content:space-between; align-items:flex-start; gap:10px; margin-bottom:6px; }
.eco-account-mode-help{ font-size:12px; color:var(--ink-soft); margin-bottom:8px; }
.eco-account-name-wrap{ display:flex; flex-direction:column; gap:2px; }
.eco-account-sub{ font-size:11px; color:var(--ink-muted); }
.eco-account-admin-title{ font-size:13px; font-weight:800; color:var(--ink); margin-bottom:6px; }
.eco-account-manage-list{ display:flex; flex-direction:column; gap:8px; }
.eco-account-manage-row{ border:1px solid var(--border); border-radius:10px; background:var(--surface); padding:8px; display:grid; gap:8px; }
.eco-account-manage-main{ display:grid; gap:8px; grid-template-columns: 1fr auto auto; align-items:center; }
.eco-account-manage-main input{ padding:9px 10px; border-radius:8px; border:1px solid var(--border); font-size:13px; }
.eco-account-manage-main input:focus{ outline:none; box-shadow:0 0 0 3px rgba(42,125,111,0.18); border-color:rgba(42,125,111,0.35); }
.eco-account-move{ display:grid; grid-template-columns: 1fr; gap:6px; }
.eco-account-move label{ font-size:12px; color:var(--ink-soft); }
.eco-account-move select{ padding:9px 10px; border-radius:8px; border:1px solid var(--border); font-size:13px; }
.eco-account-delete-note{ font-size:12px; color:var(--ink-soft); margin-top:8px; }
@media (max-width: 640px){ .eco-account-manage-main{ grid-template-columns: 1fr; } }
.eco-footnote{ font-size: 12px; color: var(--ink-muted); margin-top: 10px; line-height:1.45; }
.eco-summary{ grid-column: 1 / -1; background: linear-gradient(180deg, rgba(111,240,210,0.10), rgba(232,160,32,0.06)); }
.eco-warning{ margin-top: 10px; padding: 10px 12px; border-radius: 14px; border: 1px solid rgba(201,75,75,0.25); background: rgba(201,75,75,0.08); color: #8b2f2f; font-size: 13px; }
.eco-mini{ margin-top: 10px; font-size: 12px; color: var(--ink-muted); line-height:1.45; }
.eco-opportunities{ margin-top: 14px; display:flex; flex-direction:column; gap: 12px; }
.eco-pressure-banner{
  border-radius: var(--radius-md);
  border: 1px solid rgba(0,0,0,0.08);
  background: var(--surface2);
  padding: 12px 14px;
}
.eco-pressure-banner--high{
  background: rgba(201,75,75,0.10);
  border-color: rgba(201,75,75,0.32);
}
.eco-pressure-banner--medium{
  background: rgba(232,160,32,0.12);
  border-color: rgba(232,160,32,0.30);
}
.eco-pressure-banner--low{
  background: rgba(42,125,111,0.12);
  border-color: rgba(42,125,111,0.30);
}
.eco-pressure-title{ font-weight: 800; font-size: 13px; color: var(--ink); margin-bottom: 3px; }
.eco-pressure-sub{ font-size: 12px; color: var(--ink-soft); line-height: 1.45; }
.eco-profile-card{ background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-md); padding: 12px; }
.eco-profile-head{ font-weight: 800; color: var(--ink); font-size: 14px; margin-bottom: 2px; }
.eco-profile-sub{ font-size: 12px; color: var(--ink-soft); margin-bottom: 10px; line-height: 1.45; }
.eco-profile-group{ margin-bottom: 10px; }
.eco-profile-group-title{ font-size: 12px; color: var(--ink-soft); font-weight: 700; margin-bottom: 6px; }
.eco-profile-grid{ display:grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px; }
@media (max-width: 620px){ .eco-profile-grid{ grid-template-columns: 1fr; } }
.eco-profile-feedback{ font-size: 12px; color: var(--hope); font-weight: 700; margin-top: 4px; }
.eco-profile-pill{
  padding: 10px 12px;
  border-radius: 999px;
  border: 1px solid var(--border2);
  background: #fff;
  color: var(--ink-soft);
  font-weight: 700;
  font-size: 12px;
  cursor: pointer;
}
.eco-profile-pill.active{
  border-color: rgba(42,125,111,0.45);
  background: var(--hope-dim);
  color: var(--hope);
}
.eco-opps-grid{ display:grid; grid-template-columns: 1fr 1fr; gap: 10px; }
@media (max-width: 900px){ .eco-opps-grid{ grid-template-columns: 1fr; } }
.eco-opp-card{
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 12px;
}
.eco-opp-head{ display:flex; align-items:center; justify-content:space-between; gap: 10px; margin-bottom: 8px; }
.eco-opp-title{ font-weight: 800; font-size: 14px; color: var(--ink); }
.eco-opp-impact{ font-size: 11px; font-weight: 800; color: var(--calm); background: var(--calm-dim); border-radius: 999px; padding: 4px 8px; }
.eco-opp-body{ font-size: 13px; color: var(--ink-soft); line-height: 1.5; min-height: 38px; }
.eco-opp-action{ margin-top: 10px; }
.eco-no-money-block{
  background: var(--surface);
  border: 1px solid rgba(74,111,165,0.22);
  border-radius: var(--radius-md);
  padding: 12px 14px;
}
.eco-no-money-title{
  font-weight: 800;
  font-size: 14px;
  color: var(--ink);
  margin-bottom: 8px;
}
.eco-no-money-summary{ list-style:none; cursor:pointer; }
.eco-no-money-summary::-webkit-details-marker{ display:none; }
.eco-no-money-helper{ font-size:12px; color:var(--ink-soft); margin-top:2px; }
.eco-no-money-step + .eco-no-money-step{
  margin-top: 10px;
  padding-top: 10px;
  border-top: 1px solid var(--border);
}
.eco-no-money-step-title{
  font-size: 13px;
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 3px;
}
.eco-no-money-step-body{
  font-size: 13px;
  color: var(--ink-soft);
  line-height: 1.5;
}
.eco-no-money-link{
  display: inline-block;
  margin-top: 6px;
  font-size: 12px;
  font-weight: 700;
  color: var(--calm);
  text-decoration: underline;
}
.eco-no-money-foot{
  margin-top: 10px;
  font-size: 12px;
  color: var(--ink-muted);
}
.eco-wiz-no-money-msg{
  margin-top: 10px;
  padding: 10px 12px;
  border-radius: 10px;
  border: 1px solid rgba(74,111,165,0.20);
  background: rgba(74,111,165,0.08);
  font-size: 12px;
  color: var(--ink-soft);
  line-height: 1.5;
}
#budgetHintNote{
  margin-top: 6px;
  font-size: 12px;
  color: var(--ink-soft);
}
.psych-help-cta{
  display: inline-block;
  margin-top: 10px;
  font-weight: 700;
  font-size: 13px;
  color: var(--calm);
  text-decoration: underline;
}
.more-steps{ margin-top: 10px; display: flex; flex-direction: column; gap: 10px; }
.more-step{ display: flex; gap: 10px; align-items: flex-start; }
.more-step-num{
  width: 22px;
  height: 22px;
  border-radius: 999px;
  background: rgba(74,111,165,0.12);
  color: var(--calm);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 800;
  flex-shrink: 0;
}
.more-step-body{ font-size: 13px; color: var(--ink-soft); line-height: 1.5; }
.priority-guide-sub{ font-size: 13px; color: var(--ink-soft); line-height: 1.6; margin-top: 6px; }
.priority-guide-levels{ margin-top: 12px; display: grid; gap: 10px; }
.priority-guide-level{ background: var(--surface2); border: 1px solid var(--border); border-radius: 12px; padding: 10px 12px; }
.priority-guide-level-title{ font-size: 13px; font-weight: 800; color: var(--ink); margin-bottom: 3px; }
.priority-guide-level-body{ font-size: 13px; color: var(--ink-soft); line-height: 1.5; }
.priority-guide-note{ margin-top: 10px; padding: 10px 12px; border-radius: 12px; border: 1px solid var(--border); background: rgba(74,111,165,0.08); }
.priority-guide-note-title{ font-size: 13px; font-weight: 800; color: var(--ink); margin-bottom: 4px; }
.priority-guide-note-body{ font-size: 13px; color: var(--ink-soft); line-height: 1.5; }
.priority-guide-help{ margin-top: 10px; padding: 10px 12px; border-radius: 12px; border: 1px solid var(--border); background: var(--surface); }
.priority-guide-help-title{ font-size: 13px; font-weight: 800; color: var(--ink); margin-bottom: 4px; }
.priority-guide-help-body{ font-size: 13px; color: var(--ink-soft); line-height: 1.5; }
.priority-guide-link{ display:inline-block; margin-top:6px; font-size:12px; font-weight:700; color: var(--calm); text-decoration: underline; }
.feedback-copy-state{ font-size:12px; color: var(--hope); margin-top:8px; font-weight:700; }
#planWorkspaceCard #debtReadySection{ display:none !important; }

/* ─── BILLS SCANNER ───────────────────────────────────── */
.bills-grid { display:grid; grid-template-columns: 1.1fr 0.9fr; gap: 14px; align-items:start; }
@media (max-width: 860px) { .bills-grid { grid-template-columns: 1fr; } }

.bill-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 16px;
  box-shadow: 0 12px 28px rgba(0,0,0,0.06);
}
.bill-card-title { font-weight: 800; font-size: 14px; color: var(--ink); margin-bottom: 12px; }

.bill-drop {
  position: relative;
  background: linear-gradient(180deg, rgba(42,125,111,0.08), rgba(196,98,45,0.06));
  border: 1px dashed rgba(0,0,0,0.16);
  border-radius: 14px;
  padding: 16px;
  cursor: pointer;
  transition: all 0.2s;
}
.bill-drop:hover { border-color: rgba(42,125,111,0.45); transform: translateY(-1px); }
.bill-drop.dragover { border-color: rgba(196,98,45,0.55); box-shadow: 0 12px 26px rgba(196,98,45,0.18); }
.bill-drop-title { font-weight: 800; margin-bottom: 4px; }
.bill-drop-sub { font-size: 13px; color: var(--ink-soft); }
.bill-file {
  position: absolute; inset: 0;
  opacity: 0; cursor: pointer;
  width: 100%; height: 100%;
}

.bill-actions { display:flex; gap:10px; margin-top: 12px; flex-wrap:wrap; }
.bill-progress { margin-top: 14px; padding: 12px; border-radius: 14px; background: var(--surface2); border: 1px solid var(--border); }
.bill-progress-top { display:flex; justify-content:space-between; align-items:center; margin-bottom: 8px; }
.bill-progress-title { font-weight: 800; font-size: 13px; }
.bill-progress-pct { font-weight: 800; color: var(--warm); font-size: 13px; }
.bill-progress-bar { height: 8px; background: rgba(0,0,0,0.08); border-radius: 100px; overflow:hidden; }
.bill-progress-fill { height: 100%; background: var(--warm); width: 0%; transition: width 0.15s; }
.bill-progress-sub { margin-top: 8px; font-size: 12px; color: var(--ink-soft); }

.bill-smallnote { margin-top: 10px; font-size: 12px; color: var(--ink-muted); }

.btn-sm { padding: 8px 12px; font-size: 12px; border-radius: 999px; }

.bill-linkbox { margin-top: 10px; padding: 10px; border: 1px dashed var(--border); border-radius: 12px; background: rgba(0,0,0,0.015); }
.bill-linkhdr { font-weight: 900; font-size: 12px; color: var(--ink-soft); margin-bottom: 8px; }
.bill-linkrow { display:flex; gap: 8px; align-items:center; flex-wrap: wrap; }
.bill-linkhint { margin-top: 6px; font-size: 12px; color: var(--ink-muted); }

.bill-list { display:flex; flex-direction:column; gap: 10px; }

.bill-add-tile{
  background: linear-gradient(180deg, rgba(111,240,210,0.18), rgba(232,160,32,0.10));
  border: 1px dashed rgba(17,20,24,0.18);
  border-radius: 14px;
  padding: 14px;
  cursor:pointer;
}
.bill-add-tile:hover{ filter: brightness(0.99); }
.bill-add-plus{ width:44px; height:44px; border-radius: 14px; display:flex; align-items:center; justify-content:center;
  font-size: 28px; font-weight: 800; background: rgba(17,20,24,0.06); color: var(--ink);
  margin-bottom: 8px;
}
.bill-add-title{ font-weight: 700; color: var(--ink); }
.bill-add-sub{ font-size: 12px; color: var(--ink-muted); margin-top: 2px; }

.bill-item {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 14px;
  overflow: hidden;
}
.bill-item-header {
  display:flex; align-items:center; justify-content:space-between;
  padding: 12px 14px;
  gap: 10px;
  cursor: pointer;
}
.bill-item-header:hover { background: rgba(0,0,0,0.02); }
.bill-left { min-width: 0; }
.bill-name { font-weight: 900; font-size: 14px; white-space: nowrap; overflow:hidden; text-overflow: ellipsis; }
.bill-meta { font-size: 12px; color: var(--ink-soft); display:flex; flex-wrap:wrap; gap: 8px; margin-top: 2px; }
.bill-pill { display:inline-flex; align-items:center; gap:6px; padding: 4px 8px; border-radius: 100px; background: var(--surface2); border: 1px solid var(--border); }
.bill-pill.warn { background: rgba(196,98,45,0.12); border-color: rgba(196,98,45,0.25); color: var(--warm); }
.bill-pill.ok { background: rgba(42,125,111,0.12); border-color: rgba(42,125,111,0.25); color: var(--hope); }

.bill-right { text-align:right; flex-shrink:0; }
.bill-amount { font-weight: 1000; font-size: 14px; color: var(--ink); }
.bill-status { font-size: 12px; color: var(--ink-muted); margin-top: 2px; }

.bill-details { display:none; padding: 0 14px 14px; border-top: 1px solid var(--border); }
.bill-details.open { display:block; }
.bill-form { display:grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 12px; }
@media (max-width: 700px) { .bill-form { grid-template-columns: 1fr; } }
.bill-field label { display:block; font-size: 12px; color: var(--ink-soft); margin-bottom: 6px; font-weight: 700; }
.bill-field input, .bill-field select, .bill-field textarea {
  width: 100%;
  padding: 10px 12px;
  border-radius: 12px;
  border: 1px solid var(--border);
  background: var(--surface2);
  outline: none;
  font-family: 'DM Sans', sans-serif;
  font-size: 14px;
}
.bill-field textarea { min-height: 80px; resize: vertical; }
.bill-row-actions { display:flex; gap:10px; margin-top: 12px; flex-wrap:wrap; }

.bill-mini { margin-top: 10px; font-size: 13px; color: var(--ink-soft); line-height: 1.55; }


/* Saved progress card */
.saved-card{
  margin-top: 14px;
  background: rgba(74,111,165,0.08);
  border: 1px solid rgba(74,111,165,0.22);
  border-radius: var(--radius-sm);
  padding: 14px 16px;
}
.saved-title{ font-weight: 800; color: var(--calm); margin-bottom: 4px; }
.saved-sub{ font-size: 13px; color: var(--ink-soft); line-height: 1.5; margin-bottom: 12px; }
.saved-actions{ display:flex; gap:8px; flex-wrap: wrap; }

/* Bills queue + import */
.bill-inline{
  display:flex; gap:10px; align-items:center; flex-wrap: wrap; margin-top: 10px;
}
.bill-toggle{
  display:flex; gap:10px; align-items:center; flex-wrap: wrap; margin: 10px 0 4px;
  font-size: 13px; color: var(--ink-soft);
}
.bill-toggle label{ display:flex; gap:8px; align-items:center; cursor:pointer; user-select:none; }
.bill-toggle input{ accent-color: var(--hope); }

.bill-queue{
  margin-top: 12px;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  overflow:hidden;
  background: var(--surface2);
}
.bill-queue-head{
  padding: 10px 12px;
  font-size: 12px;
  font-weight: 800;
  color: var(--ink-soft);
  border-bottom: 1px solid var(--border);
  display:flex; justify-content:space-between; align-items:center;
}
.bill-queue-item{
  display:flex; justify-content:space-between; gap:10px; align-items:center;
  padding: 10px 12px;
  border-bottom: 1px solid var(--border);
}
.bill-queue-item:last-child{ border-bottom:none; }
.bill-queue-name{ font-weight: 700; color: var(--ink); font-size: 13px; }
.bill-queue-meta{ font-size: 12px; color: var(--ink-muted); }
.bill-queue-actions{ display:flex; gap:8px; flex-wrap: wrap; justify-content:flex-end; }
.tiny-btn{
  padding: 6px 10px;
  border-radius: 10px;
  border: 1px solid var(--border2);
  background: var(--surface);
  cursor: pointer;
  font-size: 12px;
  font-weight: 700;
}
.tiny-btn:hover{ transform: translateY(-1px); box-shadow: 0 8px 20px rgba(0,0,0,0.08); }
.tiny-btn.danger{ border-color: rgba(231,76,60,0.3); background: rgba(231,76,60,0.06); color: #b3261e; }
.tiny-btn.good{ border-color: rgba(42,125,111,0.25); background: rgba(42,125,111,0.06); color: var(--hope); }

.bill-textarea{
  width: 100%;
  min-height: 110px;
  padding: 12px 14px;
  border-radius: 12px;
  border: 1.5px solid var(--border);
  background: var(--surface);
  font-family: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;
  font-size: 12px;
  line-height: 1.5;
  color: var(--ink);
}
.bill-textarea:focus{ outline:none; border-color: rgba(74,111,165,0.5); }

/* Crop modal */
.crop-backdrop{
  position:fixed; inset:0;
  background: rgba(15, 18, 25, 0.55);
  display:none;
  align-items:center;
  justify-content:center;
  z-index: 100000;
  padding: 16px;
}
.crop-backdrop.open{ display:flex; }
.crop-modal{
  width: min(860px, 100%);
  background: var(--surface);
  border: 1px solid rgba(0,0,0,0.10);
  border-radius: 18px;
  box-shadow: 0 18px 55px rgba(0,0,0,0.25);
  overflow:hidden;
}
.crop-header{
  padding: 14px 16px 10px;
  border-bottom: 1px solid var(--border);
  display:flex; justify-content:space-between; gap:12px; align-items:flex-start;
}
.crop-title{ font-family:"Fraunces", serif; font-size:18px; margin:0; color: var(--ink); }
.crop-sub{ font-size: 12px; color: var(--ink-muted); margin-top: 2px; line-height: 1.4; }
.crop-body{ padding: 12px 14px; }
.crop-canvas-wrap{
  background: #0f1219;
  border-radius: 14px;
  overflow:hidden;
  border: 1px solid rgba(0,0,0,0.25);
}
#cropCanvas{ width:100%; height:auto; display:block; }
.crop-footer{
  padding: 12px 14px 14px;
  border-top: 1px solid var(--border);
  display:flex; justify-content:space-between; gap:10px; flex-wrap:wrap; align-items:center;
}
.crop-footer .left, .crop-footer .right{ display:flex; gap:8px; flex-wrap:wrap; }
.small-muted{ font-size: 12px; color: var(--ink-muted); }


/* ───────────────────────────
   Bills: three-choice entry
   ─────────────────────────── */
.bill-choice-row{
  display:grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  align-items: stretch;
}
@media (max-width: 980px){
  .bill-choice-row{ grid-template-columns: 1fr; }
}
.bill-choice{
  text-align:left;
  background: rgba(255,255,255,0.75);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 16px;
  cursor: pointer;
  transition: transform .12s ease, box-shadow .12s ease, border-color .12s ease;
  box-shadow: 0 10px 30px rgba(15,20,26,0.06);
}
.bill-choice:hover{
  transform: translateY(-1px);
  border-color: rgba(20,30,40,0.18);
  box-shadow: 0 14px 38px rgba(15,20,26,0.08);
}
.bill-choice-ico{ font-size: 22px; margin-bottom: 8px; }
.bill-choice-title{ font-weight: 800; letter-spacing: -0.01em; font-size: 15px; margin-bottom: 4px; }
.bill-choice-sub{ opacity: 0.78; font-size: 12.5px; line-height: 1.35; }
.bill-choice.bill-drop{ position: relative; }
.bill-choice.bill-drop input[type="file"]{ position:absolute; inset:0; opacity:0; cursor:pointer; }
.bill-advanced summary{
  cursor:pointer;
  font-weight: 700;
  opacity: 0.88;
}

/* ───────────────────────────
   Expense category wizard (v12)
   ─────────────────────────── */